Where To Start Looking For A Florida Home
Congratulations on making that decision to become a Florida homeowner; the first step is considering what is most important to you in a home. The process in front of you may seem like a daunting task but once you narrow down exactly what you want in a home this process will be easier.
How Much Home Can I Buy?
Meet with a Florida mortgage lender to find out how much you can afford to buy. By getting pre-qualified through a Florida mortgage lender you will be able to search for homes you can afford. The lender will provide you with a checklist of items to bring for pre-qualification, but typically you have to gather information about your finances – W2 forms, tax forms, recent pay stubs and bank statements. The lender will also secure a copy of your credit report after you sign a standard permission form.
Where Do I Want to Live?
Finding the right Florida neighborhood is just as important as finding the right style home for you. Your options will be vast but a Florida REALTOR® can help you preview different communities that best suit you.
What kinds of home interest you?
A townhome, a single family, or perhaps a condo. Do you desire a family oriented community or one with a more lively night life?
How Can I Find My Dream Home?
The wisest choice is to select a Florida REALTOR® to help you gain access to all the homes for sale that fits your needs and assist in negotiating a fair price. Additionally, a Florida REALTOR® is aware of incentives and programs that are offered, not to mention market activity and comparable area home values. Once you find your dream home your agent will work with you in putting together an offer to present to the seller.
Do I Qualify for any Home Buying Incentives?
You may be able to put more money toward your down payment or reduce your closing costs fees by getting money through a number of home buying incentive programs. Although some programs are only for first time home buyers there are others that have more flexible qualifications.
Closing the Deal
Once you have a signed sales contract it’s time to sit back and let the loan officer and underwriters take over. They will order an appraisal on the property, approve your loan and send you a commitment letter with terms and conditions of your loan. You should expect between 45 and 60 days between the time you sign your sales contract to the time you close on your home. After attending the closing/settlement meeting to sign all of the paperwork you’ll get the keys to your dream home, Congratulations!
Our REALTOR® Match Network of professional real estate agents, brokers and companies strive to provide the best services possible to our visitors. The expertise of an experienced Real Estate professional is highly advisable. Through network of professionals we will match you with a Real Estate professional in the area in which you are buying and who will walk you through the process. This service is being offered at absolutely no cost to you by our network of preferred Real Estate professionals. Contact Bold Real Estate Group and get match with a Real Estate Professional you can trust!
Having the right real estate agent means having an agent who is committed to helping you buy your new home with the highest level of expertise in your local market. This commitment level has helped Bold Real Estate Group build a remarkable track record of delivering results.
Author Millie Gil: I have been in the real estate service business in Florida for many successful years and will be here for many more. This longevity and confidence comes from my residential lending and real estate services to great buyers and sellers, and their recommendations to others that result in repeat and referral business that keeps me productive and successful. Doing real estate relocation is also a passion, by assisting transferees with every residential or commercial real estate need. I know that “Relocations occur for business reasons, but more often they succeed because of a combination of family needs that are met”. My commitment to my clients is that I work diligently and quickly to produce results. I assist buyers, sellers, renters and investors in real estate transactions spanning all of the price ranges and property types. I am fluent in English and Spanish with a strong network of real estate professionals worldwide.